Good Financial Habits

Good Financial Habits

Your credit score in some ways is meant to be a snapshot of your overall financial habits - especially your habits surrounding debts and other financial responsibilities. Developing some good financial habits can help your credit score...
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Credit After a Big Problem

Credit After a Big Problem

Big, bad problems can happen to you - bankruptcies, divorces, law suits, non-payment of taxes. These are big problems that can affect your credit score in as big way. If you have faced a large problem that has ruined your credit, you need to...
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Dealing with Credit Report

Dealing with Credit Report

If you want to improve your credit score, you need to go right to the source - your credit report. Your credit report contains the information and data on which your credit score is based. If you can alter or update the information in your...
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No exact scoring

No exact scoring

Some debtors are lead to believe that paying off a credit card bill will boost their credit score by 50 points while closing an unused credit account will result in 20 more points. Credit scores are certainly not this clear-cut or simple. How much...
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Credit Report Inquiries

Credit Report Inquiries

Every time that someone looks at your credit report, the inquiry is noted. If you have lots of inquiries on your report, it may appear that you are shopping for several loans at once - or that you have been rejected by lenders. Both make you appear...
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Unused Debts and Credit

Unused Debts and Credit

Every time that someone looks at your credit report, the inquiry is noted. If you have lots of inquiries on your report, it may appear that you are shopping for several loans at once - or that you have been rejected by lenders. Both make you appear...
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Check credit Score regularly

Check credit Score regularly

There are a few things that people do without realizing it that have a bad effect on their credit score. Follow these tips to avoid the common traps that can sink your credit risk rating. It is easy today to apply for a store credit card that...
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Safe Practice

Safe Practice

You are more likely to notice problems and inconsistencies if you check your credit score on a regular basis - at least once a year and preferably three times a year. Be sure to check your credit rating with each credit bureau, too. If you notice...
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