Small Business Credit Cards
The best reason to get a small business credit card is for separating your personal finances from any business related finances. Once you have a small business credit card, you can start making all of your purchases via Internet, phone, or in person…
Student Credit Cards
A lot of companies and banks that offer student credit cards will normally need a co-signer as a form of insurance or collateral. This person will sign on the loan with the student, and will be the person the company falls back on if the student is unable…
Unused Debts and Credit
There are a few things that people do without realizing it that have a bad effect on their credit score. Follow these tips to avoid the common traps that can sink your credit risk rating. It is easy today to apply for a store credit card that…
Check credit Score regularly
You are more likely to notice problems and inconsistencies if you check your credit score on a regular basis – at least once a year and preferably three times a year. Be sure to check your credit rating with each credit bureau, too. If you notice…
Safe Practice
To stay safe from identity theft, always follow safe banking and financial practices: 1) Keep account numbers and PIN numbers safe. Cover your account and PIN numbers when using debit at the store and refuse to give your PIN number to anyone…
Identity Theft
If you have a lower credit score, odds are that the score is caused by some small financial mistake or oversight you have made in the past. Not every person with bad credit has a low credit score caused by something they did, though. Sometimes, other people’s…
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